PAYMENT DUE UPON RECEPIT                                                                                                                              THANK YOU !
YOUR ACCOUNT IS LONG OVERDUE, SO PLEASE DO SOMETHING AND PAY THE        BALANCE, OTHERVISE WE WILL BE FORCED TO ... YOU KNOW ...                                                                                                  From the Credit Department
 with Love !
                                                                                                                                                                       THANK YOU FOR THE PAYMENT !